Tag Archives: payment

What’s App, Telegram, and Signal: what is it all about? Much ado about nothing!

 

All of a sudden, the talking point aside from the Corona Virus, is the degree of privacy which more than 2 billion What’s App users have, given that the Communication App belongs to Facebook. A Facebook Terms & Conditions update due for February will apply to What’s App too. Scores of persons are running off to newer and similar platforms Telegram and Signal, the latter said to be the most secure of the three and is recommended by Elon Musk.

Not understanding what the huge furore is about, I Googled to find information about the three platforms.  Few local publications have written about the topic, so I selected a detailed explanation I found on India Today: ‘What’sApp vs Signal vs Telegram: Which is more Secure’. Continue reading →

Mobile payment technology threatens restaurant/coffee shop tips!

snapscanA Cape Town study conducted by &Innovation has shown that locally-developed mobile payment Apps can influence the tips paid by customers to waitrons, the speed of the payment method making customers feel less guilty when they leave a smaller or no tip.  Based on restaurant turnover of R21 billion per year, the value of tips should be R2 billion.

The study found that the tip payment behaviour when paying by means of SnapScan, FlickPay, GUST Pay, and Zapper differs from payment made by cash or credit card. Whichever payment technique is easiest and most convenient for the customer at the moment of payment is used, without consideration of the impact it may have on the restaurant or coffee shop, and its staff.  The mobile payment method means that they don’t ‘look the waiter or cashier in the eye’.  It also means that the tip jar remains untouched. Continue reading →